What are the Different Types of Medicare Advantage Plans.

Medicare Insurance Plans come in all shapes and sizes. There are Medicare Supplement Plans, Medigap Plans, Medicare Prescription Drug Plans, Medicare Advantage Plans. As people approach age 65, they should think about which plan would be right for them. At My Medicare Quotes, we have a team of experts that will help you choose the right plan. We take your medical needs and match them with the correct plan.

Along with providing information about Medicare Supplement Plans in Bucks County, PA, and other local areas, we also specialize in Medicare Advantage Plans. There are several Medicare Advantage Plans for you to choose from. They include:

• Health Maintenance Organization (HMO) Plans –

  When using this plan, you can only go to doctors, hospitals and healthcare providers that are on the plan’s list, unless it’s an emergency. You might also need a referral from your primary doctor. Most Health Maintenance Organization Plans cover prescription drugs.

• Preferred Provider Organization (PPO) Plans –

  This type of plan is offered by a private insurance company. You’ll pay less if you use doctors, hospitals and health care providers that belong to the network of the plan. You’ll pay more if you use ones outside of the network. Prescription drugs are covered in most Preferred Provider Organization Plans.

• Private Fee-for-Service (PFFS) Plans –

  This plan is also offered by a private insurance company. It determines how much it will pay health insurance providers, doctors and hospitals, and how much you’ll have to pay when you get medical care. Some Private Fee-for-Service Plans might cover prescription drugs. If they don’t, you can join a Medicare Prescription Drug Plan.

• Medicare Special Needs (SNP) Plans –

  This plan limits membership to people with specific diseases or characteristics and it also tailors its benefits, drug formularies, and provider choices to meet the needs of the groups they serve. All of the Medicare Special Needs Plans must provide coverage for prescription drugs.

If you’d like to learn more about Medicare Advantage Plans, you can schedule a free no-obligation consultation with a member of our team. We can also give you information about Medicare Supplemental Insurance in Bucks County, PA, and other local areas. To learn more about Medicare Insurance Plans, contact us at (267) 406-0344.

Joe DeAngelis

Medicare Supplement Insurance Adviser