If you’re wondering, Can I Keep My Cigna Medicare Supplement Plan, you’re asking one of the most common questions Medicare beneficiaries have had since Cigna’s Medicare business transitioned to the HealthSpring brand.
The good news is that, in most cases, you can keep your existing Medicare Supplement policy. The transition from Cigna to HealthSpring was primarily a change in ownership and branding rather than a cancellation of existing Medicare Supplement coverage.
Why Did My Cigna Medicare Supplement Become HealthSpring?
Health Care Service Corporation (HCSC) acquired Cigna’s Medicare business in 2025.
Beginning with the 2026 plan year, the Medicare business began operating under the HealthSpring name. Existing Medicare Supplement policyholders generally continued their coverage under the new branding.
Do I Need to Buy a New Medicare Supplement Policy?
For most policyholders, the answer is no.
If you already had a Cigna Medicare Supplement policy before the transition, you generally do not need to purchase a new policy simply because the company name changed.
Your Medicare Supplement coverage typically continues as long as you continue paying your premiums.
Will My Medicare Supplement Benefits Change?
Generally, no.
Medicare Supplement benefits are standardized by the federal government.
If you have Plan G, Plan N, or another Medicare Supplement plan, your benefits are determined by your plan letter—not by the company’s name.
Should I Keep My Current Plan or Shop Around?
That depends on your situation.
Some reasons to compare your current plan include:
- Your premium has increased significantly.
- You’re curious whether another company offers lower rates.
- You’re considering changing Medicare Supplement companies.
- You want an annual review of your coverage.
Every Medicare beneficiary’s situation is different.
Can I Change Medicare Supplement Companies?
Possibly.
Depending on your health and your state’s rules, you may be able to apply with another Medicare Supplement company.
An independent Medicare broker can help you understand:
- Your available options
- Medical underwriting requirements
- Current Medicare Supplement rates
- Whether changing companies makes financial sense
Should I Compare HealthSpring With Other Medicare Supplement Companies?
It’s always a good idea to review your Medicare Supplement coverage periodically.
Companies you may want to compare include:
- Mutual of Omaha
- UnitedHealthcare AARP
- Aetna
- Humana
- Chubb (INA)
Comparing companies can help ensure you’re receiving good value for your premium.
Frequently Asked Questions
Can I keep my Cigna Medicare Supplement plan?
In most cases, yes. Existing Medicare Supplement policyholders generally continue their coverage under the HealthSpring brand.
Do I have to switch Medicare Supplement companies?
No. The transition to HealthSpring does not automatically require you to change companies.
Will my benefits change because Cigna became HealthSpring?
Generally, no. Medicare Supplement benefits are determined by your plan letter and remain standardized.
Should I compare my current Medicare Supplement plan?
Yes. It’s always a good idea to periodically compare premiums and available Medicare Supplement companies.
Schedule Your Medicare Consultation Today
Medicare can be confusing, but getting answers shouldn’t be.
Whether you’re enrolling for the first time, reviewing your current coverage, considering a plan change, or simply looking for a second opinion, I’m happy to help you understand your options and answer your questions.
I’ve been helping Medicare beneficiaries since 1985, and I’ve built my practice on straightforward advice, long-term relationships, and treating people the way I’d want my own family treated.
If you’d like to discuss your Medicare options, call or text The DeAngelis Agency at 215-967-8828.
There’s no pressure and no obligation—just honest guidance to help you make a confident decision.