Medicare Part A

Medicare Part A Inpatient care in hospitals (such as critical access hospitals, inpatient rehabilitation facilities, and long-term care hospitals)

• Part A Inpatient care in a skilled nursing facility (not custodial or long term care)
• Hospice care services
• Home health care services

You usually don’t pay a monthly premium for Part A coverage if you or your spouse paid Medicare taxes while working. Normally you will only pay for Part B of Medicare and depending on your income you may pay more than the current amount.

Part A doesn’t cover everything. If you need certain services that Medicare doesn’t cover, you’ll have to pay out-of-pocket unless you have other insurance to cover the costs. Even if Medicare covers a service or item, you generally have to pay deductibles, coinsurance and co-payments. This is why many people purchase a Medicare Supplement Plan to cover those Part A out of pocket expenses.