Medicare Part B
Medically necessary services like doctors’ services, outpatient care, home health services and other medical services are covered by Part B. Medicare Part B also covers some preventive services. You can find out if you have Medicare Part B by looking at your Medicare card.
You’ll pay your Part B premium each month. Most people will pay the standard premium amount of $183(2017).
There are two kinds of Medicare Part B-covered services:
Medically-necessary services or supplies that are needed to diagnose or treat a medical condition that meet accepted standards of medical practice.
Preventive services that include health care to prevent illness or detect diseases at an early stage. This includes PAP smears, mammograms, colonoscopies etc.
Medicare doesn’t cover everything.
If you need certain services that Medicare doesn’t cover, you must pay for them out of pocket, unless you have other insurance to cover the costs. Even if Medicare covers a service or item, you’ll generally have to pay deductibles, coinsurance and co payments.