If you’re looking for a Medigap broker, you probably want an experienced independent professional who can compare Medicare Supplement plans and rates from multiple insurance companies instead of representing just one carrier.
I’m Joe DeAngelis, an independent Medicare broker with The DeAngelis Agency. I’ve been helping people with Medicare insurance since 1985 and specialize in Medicare Supplement coverage for clients throughout Pennsylvania.
There is no additional fee to use my services. I can compare Plan G, Plan N and other available Medigap options from multiple companies, and The DeAngelis Agency has received more than 150 five-star Google reviews.
Need Help Comparing Medigap Plans?
Want help comparing Medicare Supplement Plan G, Plan N, and rates from multiple insurance companies? Call or text The DeAngelis Agency at 215-967-8828. There is no charge or obligation—just straightforward guidance from an independent Medigap broker helping Medicare beneficiaries since 1985.
What Is a Medigap Broker?
A Medigap broker is an independent insurance professional who helps individuals compare Medicare Supplement plans offered by different insurance companies.
Because Medicare Supplement benefits are standardized, a Plan G from one company provides the same basic benefits as a Plan G from another company. The biggest differences are often:
- Monthly premium
- Rate increase history
- Underwriting requirements
- Customer service reputation
- Household discounts
A Medigap broker helps you evaluate those differences before making a decision.
Why Use a Medigap Broker?
A major advantage of working with an independent Medigap broker is that you can compare several insurance companies in one place instead of calling each company separately.
I can help you compare:
- Current Medicare Supplement premiums
- Plan G and Plan N
- Available household discounts
- Company financial strength
- Underwriting requirements
- Rate competitiveness
- Options if your current Medigap premium has increased
I am not employed by one insurance company, so I can compare multiple carriers and help you evaluate which option makes sense for you.
There is no additional fee to use my services, and I remain available after enrollment if you have questions or want to review your coverage later.
Which Medigap Plans Are Most Popular?
The most common Medicare Supplement plans include:
Medicare Supplement Plan G
Plan G is often the most popular Medicare Supplement plan because it provides comprehensive coverage and predictable out-of-pocket costs.
Medicare Supplement Plan N
Plan N may offer lower premiums in exchange for certain office-visit and emergency-room copayments. Pennsylvania prohibits Medicare Part B excess charges.
How a Medigap Broker Helps You Compare Companies
Choosing a Medicare Supplement company involves more than finding the lowest premium.
As an independent Medigap broker, I can help you compare available companies based on factors such as:
- Current premium
- Household discounts
- Financial strength
- Underwriting requirements
- Rate competitiveness
- Customer service
- Your ability to change companies later
Depending on your location and eligibility, available carriers may include companies such as Aetna, Chubb, Cigna Healthcare, Mutual of Omaha, UnitedHealthcare and Independence Blue Cross.
The goal is to find a Medicare Supplement company that offers a good combination of coverage, price and long-term value for your situation—not simply whichever company happens to have the lowest rate today.
Frequently Asked Questions
Is a Medigap broker the same as a Medicare Supplement broker?
Yes. The terms Medigap broker and Medicare Supplement broker are often used interchangeably.
Does it cost more to use a Medigap broker?
No. Medicare Supplement premiums are generally the same whether you enroll directly with a company or through a broker.
Can a Medigap broker compare multiple companies?
Yes. Independent brokers can often compare plans from several insurance companies.
Can I switch Medicare Supplement companies later?
In many states you can apply to switch companies, although medical underwriting may be required depending on your situation.
When should I contact a Medigap broker?
Ideally, you should start reviewing your options several months before becoming eligible for Medicare or before losing employer coverage.
Can a Medigap broker help if my Medicare Supplement premium went up?
Yes. I can compare your current Medicare Supplement premium with rates from other available companies. Depending on your situation, switching companies may require medical underwriting.
Can a Medigap broker help me compare Plan G and Plan N?
Yes. I can explain the differences between Plan G and Plan N, compare current premiums, and help you decide which option may fit your budget and healthcare usage.
Related Topics
- Medicare Insurance Broker Near Me
- Questions to Ask a Medicare Agent
- Should I Use a Medicare Agent or Enroll Directly?
- Medicare Supplement Plan G vs Plan N
- Can I Switch Medicare Supplement Companies?
- Medicare Supplement vs Medicare Advantage
- How does a Medicare Broker get paid?
- Average Medicare Supplement Plan G Cost in Bucks County Pa
Related Local Pages
- Medicare Broker Near Me in Bucks County
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- Best Medicare Broker in Philadelphia County, PA
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Schedule Your Medicare Consultation Today
Medicare can be confusing, but getting answers shouldn’t be.
Whether you’re enrolling for the first time, reviewing your current coverage, considering a plan change, or simply looking for a second opinion, I’m happy to help you understand your options and answer your questions.
I’ve been helping Medicare beneficiaries since 1985, and I’ve built my practice on straightforward advice, long-term relationships, and treating people the way I’d want my own family treated.
If you’d like to discuss your Medicare options, call or text The DeAngelis Agency at 215-967-8828.
There’s no pressure and no obligation—just honest guidance to help you make a confident decision.
