If you’re looking for a Medigap broker, you’re probably trying to compare Medicare Supplement plans from multiple insurance companies without contacting each carrier individually.
A Medigap broker can help you compare rates, explain plan options, and guide you through the enrollment process.
At The DeAngelis Agency, I’ve been helping Medicare beneficiaries since 1985 and work with multiple insurance companies to help clients find Medicare Supplement coverage that fits their needs.
What Is a Medigap Broker?
A Medigap broker is an independent insurance professional who helps individuals compare Medicare Supplement plans offered by different insurance companies.
Because Medicare Supplement benefits are standardized, a Plan G from one company provides the same basic benefits as a Plan G from another company. The biggest differences are often:
- Monthly premium
- Rate increase history
- Underwriting requirements
- Customer service reputation
- Household discounts
A Medigap broker helps you evaluate those differences before making a decision.
Why Use a Medigap Broker?
Many people are surprised to learn that working with a broker generally does not increase the cost of a Medicare Supplement plan.
Benefits of using a Medigap broker include:
- Comparing multiple insurance companies
- Reviewing current Medicare Supplement rates
- Understanding underwriting requirements
- Receiving enrollment assistance
- Ongoing support after enrollment
- Help with future plan reviews
Instead of calling several companies, you can review your options in one conversation.
Which Medigap Plans Are Most Popular?
The most common Medicare Supplement plans include:
Medicare Supplement Plan G
Plan G is often the most popular Medicare Supplement plan because it provides comprehensive coverage and predictable out-of-pocket costs.
Medicare Supplement Plan N
Plan N may offer lower premiums in exchange for certain copayments and potential excess charge exposure.
High-Deductible Plan G
Some beneficiaries prefer High-Deductible Plan G because of its lower monthly premium and catastrophic protection.
How a Medigap Broker Helps You Compare Companies
One of the biggest challenges Medicare beneficiaries face is deciding which insurance company to choose.
A Medigap broker can help compare:
- Aetna
- Chubb
- Cigna Healthcare
- Mutual of Omaha
- UnitedHealthcare AARP
- Independence Blue Cross
- Other available carriers in your area
The goal is not simply to find the lowest premium, but to identify a company that fits your long-term needs.
Areas We Serve
The DeAngelis Agency helps Medicare beneficiaries throughout:
- Doylestown
- Warrington
- Warminster
- Chalfont
- New Hope
- Newtown
- Yardley
- Langhorne
- Richboro
- Southampton
- Jamison
- Ambler
- Lansdale
- Montgomeryville
- Quakertown
- Perkasie
- Sellersville
- Bucks County
- Montgomery County
Frequently Asked Questions
Is a Medigap broker the same as a Medicare Supplement broker?
Yes. The terms Medigap broker and Medicare Supplement broker are often used interchangeably.
Does it cost more to use a Medigap broker?
No. Medicare Supplement premiums are generally the same whether you enroll directly with a company or through a broker.
Can a Medigap broker compare multiple companies?
Yes. Independent brokers can often compare plans from several insurance companies.
Can I switch Medicare Supplement companies later?
In many states you can apply to switch companies, although medical underwriting may be required depending on your situation.
When should I contact a Medigap broker?
Ideally, you should start reviewing your options several months before becoming eligible for Medicare or before losing employer coverage.
Get Help Comparing Medicare Plans
If you have questions about Medicare Supplement plans, Medicare Advantage plans, or prescription drug coverage, The DeAngelis Agency can help.
Call 215-967-8828 or click here to send a message for personalized Medicare guidance.
Related Topics:
- Medicare Insurance Agent Near Me
- Questions to Ask a Medicare Agent
- Should I Use a Medicare Agent or Enroll Directly?
- Medicare Supplement Plan G vs Plan N
- Can I Switch Medicare Supplement Companies?
- Medicare Supplement vs Medicare Advantage
- How does a Medicare Broker get paid?
- Average Medicare Supplement Plan G Cost in Bucks County Pa
